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Friday 27 February 2015

UNION BUDGET AND ITS IMPORTANT FACTS



THE WORD BUDGET : INTRODUCTION

THE WORD BUDGET WAS DERIVED FROM THE MIDDLE ENGLISH BOWGETTE, WHICH CAME FROM MIDDLE FRENCH BOUGETTE, WHICH IN TURN IS A DIMINUTIVE OF BOUGE, MEANING A LEATHER BAG.

BUDGET : BRIEF HISTORY

  • BUDGET WAS FIRST INTRODUCED IN INDIA ON 7TH APRIL, 1860 FROM EAST-INDIA COMPANY TO BRITISH CROWN.
  • THE FIRST FINANCE MEMBER, WHO PRESENTED THE BUDGET IN INDIA, WAS JAMES WILSON ON 7TH APRIL, 1860.

UNION BUDGET OF INDIA

  • THE UNION BUDGET OF INDIA, REFERRED TO AS THE ANNUAL FINANCIAL STATEMENT IN ARTICLE 112 OF THE CONSTITUTION OF INDIA, IS THE ANNUAL BUDGET OF THE REPUBLIC OF INDIA,
  • PRESENTED EACH YEAR ON THE LAST WORKING DAY OF FEBRUARY BY THE FINANCE MINISTER OF INDIA IN PARLIAMENT.
  • THE BUDGET, WHICH IS PRESENTED BY MEANS OF THE FINANCIAL BILL AND THE APPROPRIATION BILL HAS TO BE PASSED BY THE HOUSE BEFORE IT CAN COME INTO EFFECT ON APRIL 1, THE START OF INDIA'S FINANCIAL YEAR.

SOME IMPORTANT FACTS OF BUDGET AFTER INDEPENDENCE

  • AFTER INDEPENDENCE, INDIA’S FIRST FINANCE MINISTER R.K. SHANMUKHAM CHETTY, PRESENTED THE FIRST BUDGET AT 5 PM ON 26TH NOVEMBER, 1947.
  • THE FIRST BUDGET OF THE REPUBLIC OF INDIA WAS PRESENTED BY JOHN MATHAI ON FEBRUARY 28, 1950.
  • JAWAHARLAL NEHRU WAS THE FIRST INDIAN PRIME MINISTER TO PRESENT THE UNION BUDGET- FINANCIAL YEAR 1958-59.
  • INDIA'S ONLY WOMAN FINANCE MINISTER WHO PRESENTED THE BUDGET– INDIRA GANDHI.
  • INDIRA GANDHI WAS THE SECOND INDIAN PRIME MINISTER TO PRESENT THE UNION BUDGET.
  • MORARJI DESAI, THE FORMER FINANCE MINISTER OF INDIA, PRESENT THE BUDGET A RECORD 10 TIMES. THIS IS THE MOST BY ANY FINANCE MINISTER IN THE HISTORY OF INDIA.
  • RAJIV GANDHI BECAME THE THIRD PRIME MINISTER TO PRESENT A BUDGET AFTER HIS MOTHER AND GRANDFATHER- IN 1987-88.
  • R. VENKATARAMAN IS THE FIRST FINANCE MINISTER OF INDIA WHO LATER BECAME THE PRESIDENT OF INDIA FROM 1987-92.
  • PRANAB MUKHERJEE BECAME THE SECOND FINANCE MINISTER OF INDIA WHO LATER SERVED AS THE PRESIDENT OF INDIA.
  • C.D. DESHMUKH THE FIRST INDIAN GOVERNOR OF THE RESERVE BANK OF INDIA AS WELL AS THE FINANCE MINISTER, PRESENTED AN INTERIM BUDGET FOR 1951-52. 

GENERAL BUDGET 2015-16 HIGHLIGHTS AND SUMMARY

  • BUDGET 2015-16 MARKS THE BEGINNING OF CO-OPERATIVE FEDERALISM AND EMPOWERMENT OF THE STATES.


SEVERAL NEW SCHEMES ANNOUNCED

  • MICRO UNITS DEVELOPMENT REFINANCE AGENCY (MUDRA) BANK TO REFINANCE MICRO FINANCE INSTITUTIONS
  • PRADHAN MANTRA SURAKSHA BIMA YOJANA TO COVER ACCIDENTAL DEATH RISK OF Rs. 2 LAKH FOR JUST Rs. 12 PER YEAR PREMIUM
  • ATAL PENSION YOJANA FOR DEFINED PENSION, GOVERNMENT TO CONTRIBUTE 50% OF THE PREMIUM
  • PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA TO COVER BOTH NATURAL AND ACCIDENTAL DEATH RISK
  • PROPOSAL TO CREATE SENIOR CITIZEN WELFARE FUND
  • NATIONAL INVESTMENT AND INFRASTRUCTURE FUND PROPOSED
  • TAX FREE INFRASTRUCTURE BONDS FOR PROJECTS IN RAIL, ROAD AND IRRIGATION SECTORS
  • SETU (SELF-EMPLOYMENT AND TALENT UTILISATION) MECHANISM TO SUPPORT START-UP BUSINESSES
  • 5 NEW ULTRA MEGA POWER PROJECTS TO BE SET UP
  • GOLD MONETISATION SCHEME TO REPLACE PRESENT GOLD DEPOSIT AND GOLD METAL LOAN SCHEMES
  • ANOTHER RS. 1,000 CRORE FOR NIRBHAYA FUND
  • NEW INSTITUTIONS INCLUDING AIIMS, IIT AND IIM TO BE SET UP
  • TOTAL EXPENDITURE ESTIMATED TO BE Rs. 17,77,477 CRORE, FISCAL DEFICIT TO BE 3.9% OF GDP
  • OBJECTIVE OF STABLE TAXATION POLICY AND A NON-ADVERSARIAL TAX ADMINISTRATION
  • FIGHT AGAINST SCOURGE OF BLACK MONEY TO BE TAKEN FORWARD
  • EFFORTS ON VARIOUS FRONTS TO IMPLEMENT GST FROM NEXT YEAR
  • NO CHANGE IN RATE OF PERSONAL INCOME TAX.
  • PROPOSAL TO REDUCE CORPORATE TAX FROM 30% TO 25% OVER THE NEXT FOUR YEARS, STARTING FROM NEXT FINANCIAL YEAR.
  • RATIONALIZATION AND REMOVAL OF VARIOUS TAX EXEMPTIONS
  • INCENTIVES TO REDUCE TAX DISPUTES AND IMPROVE ADMINISTRATION
  • EXEMPTION TO INDIVIDUAL TAX PAYERS TO CONTINUE TO FACILITATE SAVINGS
WITH BEST WISHES FROM

MANTRAM STUDY GROUP
SCO 80-81, 2ND FLOOR SECTOR 15D, CHANDIGARH


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PAPER 2 AND 3 UGC NET PUNJABI COACHING



Join Mantram Study Group for UGC NET Paper 2 and 3 Punjabi

Features of Classroom Coaching for Paper 2 and 3 Punjabi

  • UGC JRF NET qualified faculty for Paper 2 and 3 Punjabi
  • Complete guidance with study material for UGC NET Paper 2 and 3 Punjabi
  • Discussion of Previous Year Paper 2 and 3 of Punjabi
  • With UGC NET we also provide guidance regarding the entrance test of Panjab University
  • Regular mock test of Paper 2 and 3
  • Paying Guest facility for the students coming to Chandigarh for UGC NET preparation
  • Special discount for the students of Punjabi Department (Panjab University)
  • Special discount to the students who are joining Paper 1 alongwith Paper 2 and 3

List of Some Important Books for UGC NET Paper 2 and 3 Punjabi

  • We are providing list of some very important books in JPG format.
  • We hope this list will help the students who are preparing for UGC NET Paper 2 and 3 Punjabi
Important Books for UGC NET Paper 2 and 3 Punjabi

Weekend Coaching for UGC NET Paper 2 and 3 Punjabi in Chandigarh

  • Weekend batches for UGC NET Paper 2 and 3 Punjabi are available
  • New Batches for upcoming exam of June 2015 are starting from 2nd March, 2015
  • To know the complete the complete detail regarding the weekend course of UGC NET  Paper 2 and 3 Punjabi kindly call us on 9463049859

Regular Batch of UGC NET Paper 2 and 3 Punjabi in Chandigarh

  • Fresh batch for regular course of UGC NET Paper 2 and 3 for the upcoming exam of June 2015 is starting from 4th March, 2015
  • Students who are also interested for UGC NET Paper 1, may join are batches. The timings of UGC NET Paper 1 are 2:30 pm to 3:30 pm (Monday to Friday) and 5:30 pm to 6:30 pm (Monday to Friday).
  • Special discount for SC/ST students who are joining Paper 2 and 3 alongwith Paper 1 of UGC NET Punjabi.

Previous Results of UGC NET Paper 2 and 3 Punjabi

To view our results of UGC NET Paper 2 and 3 Punjabi kindly click the link below:
For more information regarding UGC NET Paper 2 and 3 Punjabi

Contact

MANTRAM STUDY GROUP
SCO 80-81, 2nd Floor, Sector 15-D, Chandigarh
Chandgiarh. 


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PU MA ENGLISH ENTRANCE COACHING



MA English Entrance Panjab University (PU)

Details of the MA English Regular Course Panjab University (PU)

  • Total Number of Seats in the Department of English & Cultural Studies – 100 (95+5 seats for Functional English)+15 NRI
  • Duration – 2 years (4 semesters)
  • Eligibility/Admission Criteria – Bachelor’s Degree in any stream with 50% marks (45% marks for SC/ST) Admission based on PU – CET (PG)

MA English Entrance Panjab University Schedule of 2015

We are providing you the link where you can check the Entrance schedule of 2015.

MA English Entrance Coaching by Mantram Study Group in Chandigarh 

Our Result of MA English Entrance Panjab University (PU)

Features of Classroom Coaching of MA English Entrance Panjab University (PU)

  • Dedicated and expert faculty for MA English Entrance Coaching
  • Duration of the Course 25 to 30 days
  • Complete study material for MA English Entrance
  • PG facility for students coming from outstation for PU - CET (PG) Entrance Test
For more information and query regarding MA English Entrance Panjab University (PU)
Contact
MANTRAM STUDY GROUP
SCO 80-81, 2ND FLOOR, SECTOR 15-D, 
CHANDIGARH


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Thursday 26 February 2015

RAILWAY BUDGET 2015 BY SURESH PRABHU


Railway Budget 2015

  • Railway Budget was presented by Union Railway Minister Suresh Prabhakar Prabhu on 26-02-2015

What is Railway Budget

  • Railway Budget also referred as Rail Budget is the Annual Financial Statement of the state Indian Railways, which handles rail transport in India.
  • It is presented every year by the Minister of Railways, representing the Ministry of Railways, in the parliament.
  • The Railway Budget is presented every year, a few days before the Union budget of India.

Narendra Modi on Railway Budget 2015

  • "Rail budget 2015 is a forward looking, futuristic and passenger centric budget, combining a clear vision and a definite plan to achieve it."

Key features of Railway Budget 2015

  • The most-expected part about this year's Railway Budget - there is no increase in passsenger rail fares.
  • Rs.8.5 lakh crore will be invested in Railways in next 5 years.
  • 'Operation 5 mins', wherein passengers travellling unreserved can purchase a ticket in 5 minutes.
  • Bio toilets and airplane-type vaccum toilets in trains.
  • Surveillance cameras in select coaches and ladies compartments for women's safety without compromising on privacy.
  • Rail tickets can now be booked 120 days in advance.
  • Speed on nine railway corridors to go up to 200 km per hour. 
  • Wi-Fi in more stations, mobile phone charging facilities in all train compartments.
  • Facility of online booking of wheelchair for senior citizens.
  • Satellite railway terminals in major cities.
  • Centrally managed Rail Display Network is expected to be introduced in over 2K stations over the next 2 years.
  • All india 24/7 helpline - 138 from March 2015 ; Toll free No.182 for security.
  • 917 road under-bridges and over-bridges to be constructed to replace 3,438 railway crossings; at a cost of Rs. 6,581 crore.
  • Four Railway Research Centres to start in four universities.

General Knowledge and Current Affairs on Railway

  • India's first train was flagged off on Saturday, April 16, 1853 from Bori Bunder, Mumbai to Thane for a distance of 33.81 kms. 400 passengers first experienced the travel in the train of 14 coaches.
  • On Feb 3, 1925, first electric train made debut between Bombay (Victoria Terminus) and Kurla, a distance of 16 kms.

High-speed rail

In July 2014, India's first semi-high speed bullet train or high-speed train had a successful trial run from Delhi to Agra in 90 minutes only. It is likely to be fully operational in 2015, with the name of "Gatimaan Express", with a maximum speed of 200 km/h.
  • The current fastest train in India is the Bhopal Shatabdi that runs with a top speed of 150 km/h.
  • In 2000, Mamata Banerjee became the first women Railway Minister of India.
  • In the year 2002, she also became the first female Minister of Railways to present the Railway budget.
  • She holds the record of being the only women who presented the railway budget for two different governments in the centre (NDA and UPA).
  • First live telecast of railway budget took place on 24 March 1994. Lalu Prasad Yadav, who remained Railways Minister from 2004 to May 2009, presented the railway budget six times in a row.
  • In 2014 railway budget was presented by, Railway Minister D. V. Sadananda Gowda. 
  • The Minister of State for Railways (feb 2015) - Shri Manoj Sinha

We would like to thanks all the faculty members of Mantram Study Group who gathered this important information regarding the Railway Budget of 2015. 

Mantram Study Group - Best Institute in Chandigarh for different competitive exams
  • UGC CSIR NET 
  • Bank PO/Clerk
  • SSC
  • CDS
  • AFCAT
  • Hotel Management Entrance
  • CLAT
  • 5 Year / 3 Year Law Entrance Panjab University
  • MA English Entrance Panjab University
  • CTET
  • PSTET
  • HTET
With Best Wishes from 

Mantram Study Group
SCO 80-81, 2nd Floor, Sector 15-D, Chandigarh
Phone: 9463049859, 9779797575





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UGC NET SAMPLE QUESTIONS FOR JUNE 2015



Some Sample Questions for the Upcoming Exam of UGC NET Paper-1. We shall provide more sample question papers for the upcoming exam of UGC NET Paper 1 

1.         In India, in which State Monsoon arrives first?
            (a)        Assam
            (b)        West Bengal
            (c)        Maharashtra
            (d)        Kerala
2.         C.B.D.T. deals with which type of tax?
            (a)        Trade tax
            (b)        Customs duty
            (c)        Excise duty
            (d)        Income tax
3.         Who is the Chairman of the Planning Commission of India?
            (a)        Prime Minister
            (b)        Planning Minister
            (c)        Vice-President of India
            (d)        None of the above
4.         Kelkar Committee is related to which department
            (a)        Home Department
            (b)        Finance Department
            (c)        Human Resource Development
            (d)        Railways
5.         Who is the Presiding Officer of the Lower House of Parliament in India
            (a)        Chairman
            (b)        Dy. Speaker
            (c)        Speaker
            (d)        None of the above
6.         Kamla Prasad Bissessar is the Prime Minister of:
            (a)        Nepal
            (b)        Jamaica
            (c)        Trinidad and Tobago
            (d)        None of the above
7.         The coming SAARC conference is going to be held in:
            (a)        China
            (b)        Bangladesh
            (c)        Nepal
            (d)        Japan
8.         Who is the brand ambassador of BSNL (Bharat Sanchar Nigam Limited)?
            (a)        Abhishek Bachchan
            (b)        Amitabh Bachchan
            (c)        Deepika Padukone
            (d)        None of the above
9.         The festival of Onam is celebrated in which State of India?
            (a)        Tamil Nadu
            (b)        Gujarat
            (c)        West Bengal
            (d)        Kerala
10.        Saina Nehwal is connected with:
            (a)        Engineering
            (b)        Sports
            (c)        Army
            (d)        None of the above
11.        Central Drug Research Institute is based in the city of:
            (a)        Mumbai
            (b)        New Delhi
            (c)        Lucknow
            (d)        Varanasi
12.        Pedagoggy is related to:
            (a)        Laboratory
            (b)        Gymnasium
            (c)        Library
            (d)        Teaching
13.        Kothari Commission deals with:
            (a)        Centre-State relations
            (b)        Finance
            (c)        Education
            (d)        None of the above
14.        The headquarters of the University Grants Commission is situated at:
            (a)        Calicut
            (b)        Kolkata
            (c)        New Delhi
            (d)        Chennai
15.        One should be objective in research or both subjective and objective:
            (a)        Objective
            (b)        Subjective
            (c)        Objective and subjective both
            (d)        None of the above
16.        In ICT ‘C’ stands for:
            (a)        Computer
            (b)        Cable
            (c)        Communication
            (d)        None of the above
17.        Computer memory is measured in:
            (a)        kg
            (b)        Litre
            (c)        Bytes
            (d)        None of the above
18.        Mozilla is:
            (a)        An operating system
            (b)        Library software
            (c)        Web browser
            (d)        A search engine
19.        Which of the following performs modulation and demodulation?
            (a)        P.C.
            (b)        C.P.U.
            (c)        Motherboard
            (d)        Modem
20.        MAN stands for:
            (a)        Mumbai Arca Network
            (b)        Mega Area Network
            (c)        Metropolitan Area Network
            (d)        Madras Area Network
21.        First Agricultural University in India was established at:
            (a)        Jabalpur
            (b)        Kanpur
            (c)        Kumarganj, Faizabad
            (d)        Pant Nagar
22.        Which Indian state was first to ban plastic carry bags?
            (a)        Haryana
            (b)        Himachal Pradesh
            (c)        Jharkhand
            (d)        Karnataka
23.        In social forestry, plantation of which types of trees is encouraged?
            (a)        Fruit producing
            (b)        Fodder producing
            (c)        Fuel producing
            (d)        Multipurpose type
24.        Which state in India is the largest producer of coffee?
            (a)        Karnataka
            (b)        Kerala
            (c)        Assam
            (d)        Arunachal Pradesh
25.        Seedless variety of mango is:
            (a)        Ratna
            (b)        Bombay Green
            (c)        Krishan Bhog
            (d)        Sindhu
26.        Among the Sufi Saints who settled at Ajmer?
            (a)        Sheikh Moinuddin Chisti
            (b)        Sheikh Salim Chisti
            (c)        Sheikh Nizamuddin Auliya
            (d)        Sheikh Mubarak Shah
27.        Who was the first Governor General of India?
            (a)        Lord Hastings
            (b)        Lord William Bentinck
            (c)        Lord Canning
            (d)        Lord Curzon
28.        In which session Gandhiji was the President of Indian National Congress?
            (a)        Lucknow
            (b)        Madras
            (c)        Belgaon
            (d)        Karachi
29.        Arrange the following in the chronological order and select the correct answer from the code given below:
            1) Swadeshi Movement
            2) Cabinet Mission Plan
            3) Kakori Train Dacoity
            4) Non-cooperation Movement
            Code:
            (a)        1, 4, 3, 2
            (b)        1, 3, 4, 2
            (c)        1, 2, 3, 4
            (d)        2, 4, 3, 1
30.        In which state is Suil river project located?
            (a)        Haryana
            (b)        Punjab
            (c)        Uttar Pradesh
            (d)        None of the above

Answer Key  of the Sample Questions UGC NET Paper 1


ANSWER

1
D
2
D
3
A
4
B
5
C
6
C
7
C
8
C
9
D
10
B
11
C
12
D
13
C
14
C
15
C
16
C
17
C
18
C
19
D
20
C
21
D
22
B
23
D
24
A
25
D
26
A
27
B
28
C
29
A
30
D

Regular classroom coaching for UGC NET Paper 1 


  • Fresh batches for UGC NET Paper 1 for the upcoming exam of June 2015 are starting from 2nd March 2015.
  • The timings for the UGC NET Paper 1 are 2:30 pm to 3:30 pm and 5:30 pm to 6:30 pm.
  • Classes for UGC NET Paper 1 shall be from Monday to Friday.
  • Saturday and Sunday are kept for Mock Test and queries of UGC NET Paper 1.

Regular classroom coaching of UGC NET Paper 1 with Paper 2 and 3 of Economics

  • Fresh batch for UGC NET Paper 2 and 3 for the upcoming exam of June 2015 is starting from 1st March 2015.
  • JRF NET qualified faculty shall guide the students.
  • Complete study material for UGC NET Paper 2 and 3 Economics shall be provided.
  • Students coming from economics department panjab university shall get special discount.

Regular classroom coaching of UGC NET Paper 1 with Paper 2 and 3 of Sociology

  • Fresh batch of UGC NET Paper 2 and 3 in the Sociology subject is starting from 3rd March 2015.
  • Maximum 15 to 20 students we keep in one batch of UGC NET Paper 2 and 3 Sociology.
  • Regular Mock Test / Topic wise Mock Test are conducted.

Register now with the best Institute in Chandigarh for UGC NET Coaching Paper 1 - Mantram Study Group.


For more information and enquiry

Contact:

MANTRAM STUDY GROUP
SCO 80-81, 2ND FLOOR, SECTOR 15-D, CHANDIGARH
PHONE: 9463049859, 9779797575






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