WHAT IS PRADHAN MANTRI SURAKSHA BIMA YOJANA?
DETAILS
WHO ARE ELIGIBLE?
- ALL PEOPLE IN AGE GROUP 18 TO 70 YEARS WITH BANK ACCOUNT.
- PERSON SHOULD ALSO HAVE AADHAAR NUMBER, WHICH SHOULD BE LINKED TO THE BANK ACCOUNT.
WHAT SHALL BE THE PREMIUM?
- RS.12 PER ANNUM.
WHAT SHALL BE THE MODE OF PAYMENT?
- THE PREMIUM WILL BE DIRECTLY AUTO-DEBITED BY THE BANK FROM THE SUBSCRIBERS ACCOUNT. THIS IS THE ONLY MODE AVAILABLE.
RISK COVERAGE:
- FOR ACCIDENTAL DEATH AND FULL DISABILITY - RS.2 LAKH AND FOR PARTIAL DISABILITY – RS.1 LAKH.
TERMS OF RISK COVERAGE:
- A PERSON HAS TO OPT FOR THE SCHEME EVERY YEAR.
- HE CAN ALSO PREFER TO GIVE A LONG-TERM OPTION OF CONTINUING IN WHICH CASE HIS ACCOUNT WILL BE AUTO-DEBITED EVERY YEAR BY THE BANK.
WHO WILL IMPLEMENT THIS SCHEME?
- THE SCHEME WILL BE OFFERED BY ALL PUBLIC SECTOR GENERAL INSURANCE COMPANIES AND ALL OTHER INSURERS WHO ARE WILLING TO JOIN THE SCHEME AND TIE-UP WITH BANKS FOR THIS PURPOSE.
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