Wednesday 4 March 2015

PRADHAN MANTRI SURAKSHA BIMA YOJANA 2015


WHAT IS PRADHAN MANTRI SURAKSHA BIMA YOJANA?

DETAILS

WHO ARE ELIGIBLE?


  • ALL PEOPLE IN AGE GROUP 18 TO 70 YEARS WITH BANK ACCOUNT.
  • PERSON SHOULD ALSO HAVE AADHAAR NUMBER, WHICH SHOULD BE LINKED TO THE BANK ACCOUNT.

WHAT SHALL BE THE PREMIUM?


  • RS.12 PER ANNUM.

WHAT SHALL BE THE MODE OF PAYMENT?

  • THE PREMIUM WILL BE DIRECTLY AUTO-DEBITED BY THE BANK FROM THE SUBSCRIBERS ACCOUNT. THIS IS THE ONLY MODE AVAILABLE.

RISK COVERAGE:

  • FOR ACCIDENTAL DEATH AND FULL DISABILITY - RS.2 LAKH AND FOR PARTIAL DISABILITY – RS.1 LAKH.

TERMS OF RISK COVERAGE:

  • A PERSON HAS TO OPT FOR THE SCHEME EVERY YEAR.
  • HE CAN ALSO PREFER TO GIVE A LONG-TERM OPTION OF CONTINUING IN WHICH CASE HIS ACCOUNT WILL BE AUTO-DEBITED EVERY YEAR BY THE BANK.

WHO WILL IMPLEMENT THIS SCHEME? 

  • THE SCHEME WILL BE OFFERED BY ALL PUBLIC SECTOR GENERAL INSURANCE COMPANIES AND ALL OTHER INSURERS WHO ARE WILLING TO JOIN THE SCHEME AND TIE-UP WITH BANKS FOR THIS PURPOSE.
WITH BEST WISHES FROM

MANTRAM STUDY GROUP
SCO 80-81, 2ND FLOOR, SECTOR 15D, CHANDIGARH